> For the complete documentation index, see [llms.txt](https://docs.validationcloud.io/v1/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.validationcloud.io/v1/stellar/horizon-api/accounts.md).

# Accounts

Users interact with the Stellar network through accounts. Everything else in the ledger—assets, offers, trustlines, etc.—are owned by accounts, and accounts must authorize all changes to the ledger through signed transactions.

Learn more about [accounts](https://developers.stellar.org/docs/learn/glossary#account).


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