> For the complete documentation index, see [llms.txt](https://docs.validationcloud.io/v1/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.validationcloud.io/v1/stellar/horizon-api/claimable-balances.md).

# Claimable Balances

A Claimable Balance represents the transfer of ownership of some amount of an asset. Claimable balances provide a mechanism for setting up a payment which can be claimed in the future. This allows you to make payments to accounts which are currently not able to accept them.


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